Saving money is an important objective for most people. The habit of saving your money is a key luck factor that increases the probability that you will achieve financial independence. It is important for anyone to have money for emergency fund. An emergency fund helps protect your finances because this money can be used for those unexpected emergency expenses, such as medical expenses, car repair, and other. If the emergency fund still can’t cover the emergency expenses, then you need another way to get extra money. Borrow money from friends can be the easiest way to get extra cash. Another way to get extra cash is apply a Payday Loans Today. There are many lenders out there that offer payday loan.